MONEY: Splurge on investment pieces and classics – a good fitting bra, shoes, handbags, coats, suits, a great pair of jeans, etc. (Pieces that you’d like to stand the test of time.) Make sure that you’re choosing good quality fabric and workmanship.

Save on basics and trendy items – undershirts, white T’s, socks and clothing and accessories that you know you’ll only wear for one season. These pieces that you’re not expecting to hang onto can be manufactured in a lesser quality (if need be).